Montclair offers home improvement assistance to income-earning homeowners


Montclair, NJ – The Mayor and Local Council invite income eligible Montclair homeowners to apply for the community’s new home improvement program. Eligible homeowners can receive up to $ 24,000 for home repairs.

about the program

If you are a Montclair homeowner and your home needs to be repaired or replaced, e.g. B. roof, electricity, heating, plumbing, windows, etc., you may be able to receive funding from the Montclair home improvement program.

The Home Improvement Program was launched to help eligible low and middle income households repair or replace critical home systems (such as roof or heating systems) to meet existing health, safety and substandard indoor and outdoor regulations correct.

The funds may only be used for work and repairs that are necessary to standardize the house code, save energy, eliminate health and / or safety risks. In order to qualify for participation in the program, at least one of the following critical systems must be replaced or fundamentally repaired:

top, roof
Foundation, endowment
Plumbing (including plumbing)
Load-bearing construction systems
Weathering (window, door, insulation)

Conditions of participation

You must own a residential property and provide a copy of the deed recorded.
Property taxes and, if applicable, mortgage must be paid up to date prior to application.
You must have homeowner insurance.

The household’s combined gross annual income must be less than the maximum income specified for your household size. The income limits, which are updated annually, are as follows for 2021:

The home needs to have at least one major system in need of repair or replacement.

If repairs or renovations are currently being carried out on your home by others or by yourself, or in the past few years that require or require a municipal permit, the work must be completed and permits completed before you can apply for the program .

It is free to apply and applying for this program will not affect your credit score.
The funds are made available as an interest-free loan with a term of ten years (0%).

There are no monthly payments and the loan is granted when the homeowner retains the property and occupancy for a period of 10 years. A professional inspector oversees the process.

Apply now

To apply, either submit a pre-application using the link below: Pre-Registration for the Home Improvement Program or contact the case manager at

For additional questions, visit or call the program representative at 609-664-2781.

This program is sponsored by the Montclair community and funded from development fees collected.

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